Let us introduce you to THE Solo 401k

Time to invest in your future!

Author

Samantha Anderl
October 27, 2025

An introduction to Betterment’s Solo 401k brought to you by Harlow.

Hey there -

If you’re a freelancer, you’ve likely wondered: How should I save for retirement?

Wonder no more, here’s your answer…

Meet the Betterment solo 401(k): Our solo 401(k) is a low-cost, fully digital investment option designed for freelancers. 

Plus, open and fund your account by December 31 and get your solo 401(k) platform fee waived for the first year. 

Here’s what you get with our solo 401(k):

  • 100% digital setup. No paperwork or mailing checks. Open and manage your account entirely online.

  • Unique flexibility. You have the option to open a traditional or Roth solo 401(k), and your spouse can contribute, too.

  • Expert-built portfolios. Choose from our selection of low-cost exchange-traded funds (ETFs) to help you build wealth over the long term.

  • $1,500 tax credit. Plans include automatic contribution arrangements and potentially qualify for a tax credit of up to $500 per year for three years.

  • Higher contribution limits. You can contribute $70,000 with a solo 401(k), depending on your age.

Ready to start saving for retirement? Open your Betterment solo 401(k) and take advantage of the waived platform fee.

We can’t wait to help you lower your taxes and grow your savings with our solo 401(k) for freelancers.

Happy savings, 

The Team at Betterment

This is a marketing communication. The information provided is for educational purposes only and is not tax or investment advice. Advisory services are provided by Betterment LLC, an SEC-registered investment adviser. Brokerage services are provided to clients of Betterment LLC by Betterment Securities, an SEC-registered broker-dealer and member of FINRA/SIPC. Betterment Cash Reserve is offered by Betterment LLC through brokerage accounts at Betterment Securities. 401(k) plan administration services provided by Betterment for Business LLC. Betterment Financial, LLC checking accounts and the Betterment Visa Debit Card are provided and issued by nbkc bank, Member FDIC. 

Investing involves risks, including potential loss of principal. Past performance does not guarantee future results. Investments in securities are: Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. No Betterment entity is a bank.

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